When a Neighbor’s Tree Falls: Whose Insurance Pays?

After several recent storms across Iowa, many homeowners have found themselves asking the same question: If my neighbor’s tree falls on my house or car, whose insurance covers the damage? Most people are surprised to learn that, in most cases, it is not the tree...

GAP and New Car Replacement Coverage: Protecting Your New Ride

Buying a brand-new car is exciting, but it also comes with financial risks—especially in the event of an accident. Two popular insurance endorsements—GAP coverage and New Car Replacement coverage—can help protect your investment when standard auto insurance falls...